Are Coins Worthless?

TL;DR - Are coins less valuable than they have been in previous MUTs?

I’m no expert in economics, but I wanted to shed some light on the market in this year’s MUT.

Currently, I have 6 million coins. That is more than double the amount of coins that I’ve ever had (at once) in any other MUT. I haven’t played any more than I did last year or the year before. I’m just filthy rich.

Or am I? The market is currently flooded with coins which has made everything expensive. We experienced a market crash on Christmas morning, but since then the market has grown back up. Higher OVR cards are especially expensive right now. Will the market continue to stay top-heavy for the rest of the year?

A lot of people think this is due to the shit EA pulled on Christmas, and while I think that’s true to a degree, I think the real culprit is the training variety pack.

Instead of selling all of the players I got from presents I decided to quicksell them for training and rip TVPs.

We’ve never had a TVP this early in the year. On top of that, we’ve never had a TVP spit out coins like this one does. Strategy items and platinum cards (which are flying out of packs at an alarming rate) quicksell for a set amount of coins. Plus, LTDs quicksell for 350k, 100k more than they did last year. And because so many people took advantage of this pack, there are so many coins in circulation.

EA has attempted to control the market to some degree by raising how much training the variety pack costs throughout the year, but that doesn’t change the fact that coins are plentiful right now. They’ve added and removed the TVP a few times already this year and the market has fluctuated accordingly. Still, I think it’s doing enough damage to the market when it is in the store to change it long-term.

The variety pack leaves the store in a few days, and training will probably become a lot cheaper. This does not mean higher end cards will get cheaper though.

So, what do you all think the market will look like for the rest of the year? Are coins less valuable than they were in previous MUTs? How will EA attempt control the market and the TVP in the future? Do you think the TVP is to blame for the current state of the market? Or do you think I‘m being dramatic and everything is fairly normal right now? Discuss.

Also, I know the title is a little click-baity… Coins are definitely worth something.

TVPs are only available for a limited time at multiple points throughout the year. Therefore the market will fluctuate when they leave, bringing training value down.

QB283 said:

TVPs are only available for a limited time at multiple points throughout the year. Therefore the market will fluctuate when they leave, bringing training value down.

I’m aware. It’s just interesting to me is that in previous MUTs, training has had no little to no monetary value. Having training didn’t necessarily mean you were rich. You could roll it and potentially get lucky, but most of the time you’d just be better off with coins.

This year, however, (when the TVP is in the store) it feels like having training does equal having coins. Quickselling a few things in your binder and rolling a few TVPs can yield a decent amount of coins even if you only pull an 83 OVR platinum card or a blue strategy item.

Maybe EA will take platinum cards out of the pack the next time they roll around.

In the meantime I really think that TVPs are affecting the market enough now to change it long-term.

ichinanjo said:

I’m aware. It’s just interesting to me is that in previous MUTs, training has had no little to no monetary value. Having training didn’t necessarily mean you were rich. You could roll it and potentially get lucky, but most of the time you’d just be better off with coins.

This year, however, (when the TVP is in the store) it feels like having training does equal having coins. Quickselling a few things in your binder and rolling a few TVPs can yield a decent amount of coins even if you only pull an 83 OVR platinum card or a blue strategy item.

Maybe EA will take platinum cards out of the pack the next time they roll around.

In the meantime I really think that TVPs are affecting the market enough now to change it long-term.

I hope they don't take platinums out of TVPs, you literally can't pull them anywhere else except for bundles.

In my opinion, the market will crash when TVPs expire so coins will regain their value

QB283 said:

I hope they don't take platinums out of TVPs, you literally can't pull them anywhere else except for bundles.

I second that. It’s a nice consolation prize to quicksell a bunch of them after failing to pull a LTD for the millionth time. And those 88 platinums are very nearly as good as pulling a LTD.

Jackers41 said:

In my opinion, the market will crash when TVPs expire so coins will regain their value

Ok I know I just said that they wouldn’t (regain their value) but knowing this market, you’re probably right. Maybe it’s just wishful thinking.

I do worry that lower-to-mid overall elites will drop significantly but the top-end cards will retain their value though.

ichinanjo said:

Ok I know I just said that they wouldn’t (regain their value) but knowing this market, you’re probably right. Maybe it’s just wishful thinking.

I do worry that lower-to-mid overall elites will drop significantly but the top-end cards will retain their value though.

I would say anything below a 90 probably completely crashes

I think you’ll see a market dip Thurs/Fri for sure once TVP’s are gone. But it’ll bounce back of course when they return.

I’m wondering about the impact on legends though. For the last few weeks, I’ve stockpiled training just to roll TVP’s and hopefully pull the LTD’s. With those gone, does that make LTD’s even more rare and expensive? Because now you could only pull a LTD legend from a legend pack or Pro Star, etc correct?

I also predict an even more competitive sniping market, as more people will be trying to buy cards low to resell, versus just buying cards at training value to roll. Going to be interesting that’s for sure.

Thankfully, outside of non TVP limiteds, I don't think cards can remain too expensive just do the the amount of ways you can build and/or pull cards.

However, I am worried about what the market will be like once Golden Tickets start releasing. With there being hundreds of players with tens of millions of coins (some over 100 million) the high end LTD and Golden Ticket markets later in the year could be absolutely insane.

Coins are still valuable but it is all relative. Everyone is flush with coins this year.  Don't take this the wrong way but 6 mil normally would be considered a big stack but now it is probably the low end. I have about 30 mil and there are a LOT of guys who dwarf my coin stack.

I probably have another 20 mil in the binder that i could sell at the moment but as you wrote, right now coin stacks and the market have a mismatch. The thing is, at some point EA is going to do something to suck out the excess coins. Right now most people can afford a 94-95 OVR team...maybe that's an exaggeration but I'd say 93-94 OVR is def the norm. But once we start getting into 97 OVR I think you will see lots of people not be able to afford to get there. One way or another EA is going to make it expensive again to have a top tier team. They have to or no one is going to spend money.

Maybe they take away buying packs with coins....maybe they make TVP much more expensive....maybe they make packs cost more coins....but they are gonna do something

Gent said:

Thankfully, outside of non TVP limiteds, I don't think cards can remain too expensive just do the the amount of ways you can build and/or pull cards.

However, I am worried about what the market will be like once Golden Tickets start releasing. With there being hundreds of players with tens of millions of coins (some over 100 million) the high end LTD and Golden Ticket markets later in the year could be absolutely insane.

That's the thing. I can afford fielding any team I want and there are guys that dwarf my coin stack. So cards will have to stay high or even increase in price. EA really screwed up with the Presents glitch. people made millions off that and I guess EA's legal team told them they could not take people's cards or coins for their mistake. So I am sure that EA is figuring out a way to now suck coins out of the market

I agree tvps are making a huge diffrence in the market but thats not really a problem like its either cheaper cards but we have less coins or expensive cards but we have more coins. Really dosent make a diffrence.

Imo training isn’t worth as much this year as last year. Yeah there’s TVP but last year there was PUPs for almost every player and that made people like me who are nms stay sorta competitive. This year no PUPs except for legends and you just use the other set pieces. So training is only worth something for TVPs