...my receiver wasn't running an AI-beating cheese route, or wasn't freeformed on a rollout glitch?
To me it looks like stock passing plays are just dead, dead, dead. In Champs I keep getting matched up against rosters with Universal Coverage across the board for the entire secondary. I get no separation. All of my completions seem to come on spaces vacated by the user because he anticipated badly.
As a side note, my opponents continue to get insta-sheds, while I get almost zero pressure.
(Incidentally, I've never had Madden Points on my account.)
I'm not the best Madden player. I don't expect to win every game. I'm good enough to earn four- and five-game runs, but then fall into slumps where my defense is an absolute no-show play after play, game after game.