With the game been in the state it is right now its hard to build a team that works for you and one that doesn't make you go homeless. With this team i built I feel like this is a pretty well rounded team that anyone can learn to use and build with a pretty low budget.
https://www.mut.gg/23/lineup-builder/b2e84251-7f4c-41ec-acf7-04d7ca722eae/
Offence
For QB I'm putting Trevor Lawrence, You got him from the first competitive pass, if you didn't id go Carson Wentz. And of course Wide Receivers are hard to choose this year so id go CeeDee Lamb from tier 31 of the normal Field Pass. And then id go Devonta Smith he isn't the best WR but he's fast and gets insane animations, also id get chase for WR3. For HB id go Miles sanders (you get him at level 11 of the field pass) or J.K. Dobbins, He's a top 5 HB and he's only 40k. For TE 100% David Casper level 51 in the feild pass but until then id go the m23 goat Parham. For the o-line I just went of of price along side height and weight.
Defence
For FS I'm going Justin Simmons or Jeremy Chinn because there tall and fast. Linebackers are going to be Deablo, cunningham (level 21 fieldpass), issiah Simmons and Danielle Hunter. Simmons or Deablo could be your user if you don't use Justin Reid of Kyle Duggar insatid. Id put all your 86 headliners in a set for jj18 or sneed. sneed would be better along side Gillmore and Tariq ( level22 competitive pass). and for DE's is the free derrick brown from headliners objectives and Johnathan allen. And ofc the tall beast Armstaid and kwitty paye.