I spent some coin on this for sure, but I built a second lineup with players of my choice regardless of abilities and X factors last night and I could not be more happy about it.
I actually have 3 lineups I use - one that is 99 OVR (yes I know it is not a big deal, we can all get to 99, I get it - but historically in Madden it was always a goal of guys playing back in the day so it makes me feel good to achieve that) - another one that is built to have the best abilities and X factors (Quad, Henry, Maniac, Tank, Maxx, etc) - and another one with the players I feel are the best or like the best regardless of abilities (Metzelaars, Delanie Walker, Sandcastle, Berry, Too Tall, Blount, etc). Some get great abilities and some don't but I don't care.
I made a team consisting of players that would excel if "abilities" or "X factors" were not part of the game. Kinda like the way Madden was back in the day.