A pick should be a pick. If my user defender gets both hands on the ball, and the mode is Competitive, forget the ratings. It's bad enough that my fumbles are recovered by the opposing team, while theirs are recovered by their own. I outplayed my opponent, but I lose, because I'm wronged of possessions I earned until a coin-flip algorithm denied me the result I put myself in position to achieve.
Competitive gaming should not come down to Random.