If you are new to madden, I know the struggle of trying to make a team that is useable in competitive game modes. I made a useable team that is under the price of 250k with 0 bnds. This team could be down to around 180k with bnds.
Here is the team below v
v
https://www.mut.gg/23/lineup-builder/046ca8f5-5691-46e3-9942-9f7ee8f2777f
This team consists of 2 fast man beating wr and a tall wr. Also a tall te and high throw power qb for the price.