Been playing more H2H than usual and wanted to experiment with different levels so I dumbed down from MVP to Rookie to see how matchmaking was affected.
Honestly, I saw NO difference. This morning on Rookie level I'm getting matched up with 99 overall team after 99 overall team. One guy had his bench full of 99's. On Rookie level??? And these guys weren't incompetent, the usual double drag route crap was everywhere.
IMHO the only thing that changes based on the level you are at is the rewards, the opponents don't change. You would think they would.